New Year Hours

All locations will close at 4:00 pm on New Year's Eve, Tuesday, December 31. All locations will be closed on New Year's Day, Wednesday, January 1, 2025.

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Debit Cards

HCSB Debit Card

An HCSB Debit Card is the convenient way to make purchases or get cash from your HCSB checking account. Use it at millions of participating merchants or ATMs.

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Cash for Schools

Use your HCSB Debit Card and earn cash for South Hardin, BCLUW and AGWSR schools. Register your card and choose your school to start earning today!

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Mascot Debit Card

Use our HCSB Debit Card to show your school spirit! Order a Mascot Debit Card with the South Hardin, BCLUW or AGWSR school logo today!

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HCSB Debit Card

An HCSB Debit Card is the convenient way to make purchases or get cash directly from your HCSB checking account. Use it at millions of participating merchants or ATMs.

  • No annual fees for an HCSB Debit Card
  • Choose an HCSB Blue debit card or an area high school Mascot Debit Card at no cost.
  • 3 year expiration on all cards
  • Debit MasterCard users Guide to Benefits - Effective July 1, 2019
  • Make purchases at millions of locations that accept MasterCard

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Get your new debit card instantly!

When you open a new account and need a debit card we will get your card in your hands instantly. 

With Instant Issue you can:

  • Receive a new or replacement card immediately
  • Choose from multiple designs including Mascot Cards
  • Walk out with a chip enabled and digital wallet ready card within a few minutes
manage your card online

Within your mobile app you can:

  • Turn your card on or off.
  • Set transaction spending limits based on your preferences - dollar amount, transaction type and merchant type. 
  • Get instant alerts on certain types of transaction, for example in store, eCommerce or phone order. 
  • Set a specific region where the card can be used or restrict usage based on your mobile device's location.
ADD your HCSB debit card TO YOUR DIGITAL WALLET:

Digital wallets allow users to store payment information, such as credit and debit card numbers, in an online account, which can then be used to make purchases both in store and online. Digital wallets also offer an extra layer of security, as the user's payment information is not directly transmitted to the merchant, reducing the risk of fraud.

If you have an Apple, Google or Samsung phone, you can add your HCSB debit card to your digital wallet. In most cases you can open the digital wallet on your phone, take a photo of your card, confirm the information, and follow the prompts.  If you have any questions or get stuck along the way, contact us and we'll be happy to help.

Important phone numbers for your debit card:

Lost or stolen card: 641-939-3778

Travel Tips

Please let us know when you’re traveling domestically or internationally so we can monitor your debit card for fraud.

Always carry multiple forms of payment.

International ATMs require access to checking accounts, not savings

Card Limits

For your protection, debit cards have daily purchase and ATM withdrawal limits that can be increased if needed. Contact us to make a temporary increase. 641-939-3407

online and mobile banking

ONLINE & MOBILE BANKING

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Checking accounts

CHECKING ACCOUNTS

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savings accounts

SAVINGS ACCOUNTS

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